Housing insurance in France – Student Guide

Looking to rent a property in France?
Don't forget to subscribe to a housing insurance !

Looking to rent an accomodation / apartment in France?

Housing insurance is super important for your stay! In fact, it’s mandatory for renting a property! Home insurance covers material damages in the event of accidents such as fires, water damage, burglaries, and natural disasters 🫣

Basically, if something happens to your accommodation, you’re protected by your home insurance and won’t have to reimburse the costs! Nice, isn’t it? πŸ’°

Why Get a housing Insurance? 🏠

In the event of an accident, repair costs can be high. Housing insurance will help cover these expenses. It will also cover damages inadvertently caused to third parties, such as a water leak damaging your neighbor’s apartment. It covers all types of accommodation like rooms in university residences, rented apartments, and studios. πŸ§˜πŸ»β€β™‚οΈ

How to Choose Your Housing Insurance? πŸ€”

You’ll first need to identify your needs and the risks you’re exposed to. Don’t forget that there are also special insurances for students. Some insurance companies offer special deals for students, with reduced rates or adapted guarantees. You should check if the insurer offers flexible contracts suitable for temporary stays or frequent changes of accommodation. 🀝🏻

Key Points to Remember πŸ¦ΈπŸ†

Housing insurance in France is a mandatory contract that protects your accommodation against various risks such as fires, water damage, burglaries, and natural disasters. It also covers damages you might inadvertently cause to others. To choose the right insurance, assess your needs, consider special offers for students, and check the flexibility options.

You can do it! πŸ’ͺ🏻

FAQ - housing insurance

Yes! In France, it’s mandatory to have home insurance when you’re a tenant! It’s required when signing the lease agreement.

Yes! Since it’s mandatory, you can be refused a rental if you don’t have home insurance, so make sure to have one πŸ˜‰

As soon as you find a property you’re interested in and before signing the lease! You can do it! πŸ’ͺ🏻

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