THE 5 INSURANCES IN FRANCE YOU'll need to understand
If you’re on the hunt for the insurances in France for international students, you’re in the right place. This guide aims to simplify your French student insurance journey, ensuring you’re covered as you embark on your educational adventure.

HEALTH INSURANCES : THE GRAAL OF INSURANCES IN FRANCE
The crème de la crème of insurances! If you fall ill or have an accident (knock on wood), this insurance will cover your medical expenses.
Why is it important?
Health incidents are unpredictable. Hence, understanding “France student health coverage” will save you from hefty bills.
How to get it?
EU students can tap into the benefits of the “European Health Insurance Card in France”. For others, enrolling in the student Social Security system is the way to go.
HOUSING INSURANCE
Your new home! Whether you live in a university residence or an apartment, this insurance is often mandatory.
Why is it important?
It covers potential damages to your accommodation or thefts.
How to get it?
Several companies offer student packages. Compare prices and coverages to find the best fit.
🦸♀️ OUR TIP : We recommend that you take out home insurance with SMENO.
SMENO is our trusted partner that has been working for decades with students just like you. They offer housing insurance that is adapted to student budgets
TRAVEL INSURANCE
For the wanderlust-infused souls! If the idea of jet-setting across Europe excites you, don’t forget to explore “travel insurance for students in France”.
Why is it important?
As a foreign student, you’ll likely want to explore France and its beautiful tourist sites. Travel Insurance is your ideal companion for traveling with peace of mind. It covers medical expenses in case of emergency, trip cancellation, lost luggage, and much more. Before signing up, check if your travel insurance also covers other European countries that you might visit during your stay.
How to get it?
A simple search for “best student travel insurance in France” unveils a world of affordable options tailored to nomadic students.
🦸♀️ OUR TIP : We recommend that you to take a look to the following traveling insurances : CHAPAKA and AVA.
AVA and CHAPKA are our 2 trusted partners that has been working for decades with students just like you. They offer travel insurance that is adapted to student budgets and give you a piece of mind.
CIVIL LIABILITY
We hope you’ll never need it, but it’s essential. It covers damages you might cause to others.
Why is it important?
In case you accidentally harm someone or damage property, liability coverage for international students while in France becomes indispensable.
How to get it?
It’s often included in other insurances (like housing), so check carefully!
🦸♀️ OUR TIP : We recommend that you take out home insurance with SMENO.
SMENO is our trusted partner that has been working for decades with students just like you. They offer housing insurance that is adapted to student budgets
OTHER INSURANCES IN FRANCE
Diverse needs demand diverse solutions!
Car Insurance:
Driving through the picturesque French countryside? Ensure you’re covered with the right “car insurance for students in France”.
Sports Insurance:
Athletic endeavors, especially high-risk ones, necessitate solid “sports insurance for international students in France”.
In summary, dear foreign student friend, your new life in France is going to be incredible, but it’s crucial to consider these insurances that will hold your hand every step of the way. Whether it’s to take care of your health, protect your housing, embark on an adventure, or avoid troubles, each insurance has its superpower. Before making your choice, compare the options and find the one that’s right for you.
So, now that you have the ropes in your hands, get ready to conquer France with style and confidence. It’s your time to shine, and I’m here to make sure you do it with flair! 🌈🚀
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