HOW DOES MUTUELLE WORK IN FRANCE? πŸ€”

INTRODUCTION TO MUTUELLE IN FRANCE:
YOUR GUIDE TO PEACE OF MIND FOR HEALTHCARE IN FRANCE

You’re an International or Erasmus student in France wondering how the healthcare system works? You’ve heard about the mutuelle but don’t really know what it is? Don’t worry, we’re here to explain everything! Mutuelle are an essential supplement to health insurance, and we will show you how it can make your student life easier. πŸš€

WHAT IS A MUTUELLE ?

A mutuelle, also known as complementary health insurance, is an organization that supplements Social Security reimbursements. In France, Social Security covers part of your medical expenses, but not all. This is where mutual insurance comes in to cover the remaining costs, such as consultations, medications, and even hospitalization fees. πŸ₯

WHY HAVE A MUTUELLE? πŸ€”

πŸ‘‰πŸ» For better health coverage: With a mutuelle, you benefit from more comprehensive reimbursement for your health expenses. This is particularly useful for costly care such as specialized consultations (gynecology, osteopathy, etc.), glasses, or dental care.

πŸ‘‰πŸ» For peace of mind: Knowing that your health expenses are covered allows you to focus on your studies and enjoy your stay in France without stress. πŸ§˜πŸ»β€β™‚οΈ

HOW TO CHOOSE YOUR MUTUELLE? πŸ€”

There are many mutuelle in France, and the choice can seem complicated. Here are some criteria to help you:

  • Your health needs: Assess your specific needs (glasses, dental care, specialized consultations) and choose a mutual insurance that offers good coverage for these expenses. βœ…
  • Your budget: Compare the rates of different mutuelle and choose the one that offers the best value for money according to your needs.
  • The services offered: Some mutuelle offer additional services such as third-party payment (which avoids you having to pay upfront), health advice, or even mobile apps to manage your reimbursements.

WHAT YOU NEED TO KNOW πŸ¦ΈπŸ†

Complementarity with Social Security: Mutual insurance does not replace Social Security but complements it to cover expenses that are not reimbursed.

Third-party payment: With third-party payment, you don’t need to pay medical expenses upfront. Your mutual insurance takes care of the payment directly with healthcare professionals.

Coverage and reimbursement levels: Each mutual insurance offers different coverages. Make sure to understand the reimbursement levels for each type of medical expenses.

And there you have it! Now you know all about mutuelle! If you want to know more about our partners who offer great student mutuelle, contact us and we will connect you! 🫢🏻

Need help ?Β Don’t hesitate, we’re here to assist you for your life in France ! 🀝🏻

Need help ? Don’t hesitate, we’re here to assist you for your life in France ! 🀝🏻

Dare&Go

The ally of international students in France.

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